Privacy Policy

Last updated: 13 Jun 2026

Your privacy matters. In short: the KiraLoan calculator runs entirely in your browser, and we currently collect no personal data, use no tracking cookies, and serve no advertising.

Calculations stay in your browser

All calculators (car loan, home loan, personal loan, ASB) are computed on your device using JavaScript. The values you enter — loan amount, rate, tenure, income — are not sent to our servers, not stored, and not shared.

What we do NOT collect

No account or registration.
No tracking cookies or third-party analytics at this time.
No advertising and no selling of data.

Server logs (hosting)

This site is hosted on Cloudflare Pages. Like any website, the server may record basic technical logs (for example IP address, browser type, access time) for security and operational purposes. We do not use these logs to identify or profile individuals.

If you contact us

If you send an email to [email protected], we will receive your email and its contents solely for the purpose of replying to your enquiry.

Upcoming changes: If we add site analytics, advertising (for example Google AdSense), or affiliate programmes in the future, we will update this policy to explain the data collected, the cookies used, and your choices — before they are activated.

Your rights (PDPA 2010)

Under the Personal Data Protection Act 2010 (Malaysia), you have the right to ask about the personal data relating to you. Since we currently do not collect personal data through this site, no such data is stored. For any privacy enquiry, contact us.

See also: Terms & Conditions · Disclaimer. Questions? Contact us →