Privacy Policy

Last updated: 13 Jun 2026

Your privacy matters. In short: the KiraLoan calculator runs entirely in your browser and the values you enter are not sent to our servers. We require no account or personal data to use the calculator. This site participates in Google AdSense to display ads, which use cookies — see the Advertising & Cookies section below.

Calculations stay in your browser

All calculators (car loan, home loan, personal loan, ASB) are computed on your device using JavaScript. The values you enter — loan amount, rate, tenure, income — are not sent to our servers, not stored, and not shared.

What we do NOT collect

• No account, login, or registration.
• No user profiling and no selling of your personal data.
• The values you enter into the calculator are not stored or sent to our servers.

Server logs (hosting)

This site is hosted on Cloudflare Pages. Like any website, the server may record basic technical logs (for example IP address, browser type, access time) for security and operational purposes. We do not use these logs to identify or profile individuals.

If you contact us

If you send an email to hello@kiraloan.com, we will receive your email and its contents solely for the purpose of replying to your enquiry.

Advertising & Cookies (Google AdSense)

This site participates in the Google AdSense programme to display ads. Regarding advertising:

• Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this or other websites.
• Google's use of advertising cookies (including DoubleClick cookies) enables it and its partners to serve ads to you.
• You may opt out of personalized advertising by visiting Google Ad Center, or learn how Google and its partners use advertising cookies at Google Advertising Technologies.
• For visitors from the EEA/UK/Switzerland, consent for personalized cookies is handled via a consent message meeting Google's requirements.

Your rights (PDPA 2010)

Under the Personal Data Protection Act 2010 (Malaysia), you have the right to ask about the personal data relating to you. Since we currently do not collect personal data through this site, no such data is stored. For any privacy enquiry, contact us.

See also: Terms & Conditions · Disclaimer. Questions? Contact us →