About Sangeetha
Sangeetha uses her actuarial background to model the true cost of vehicle ownership — not just the loan instalment, but road tax based on engine capacity, estimated insurance premiums and other recurring costs. At KiraLoan, she builds the logic behind the "all-in cost" calculators so users see the full picture of what a car costs monthly, not just the bank payment.
Qualifications & Experience
- 8 years in data analysis & cost modelling
- Actuarial background (risk & insurance)
- Focus: road tax by cc, insurance estimates, all-in ownership cost
Areas of Expertise
How we work
Every KiraLoan calculator and guide is reviewed for accuracy: formulas are verified, bank rates are marked as indicative, and we do not invent figures that have no official source. Read our full methodology & data sources →
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